‘Climate risk is becoming structural’: El Nino amplifies APAC protection gap as insurers shift to climate-informed models
July 23 2026 by Roshan Nambiar- Analysis
- Insurance brokers
- Insurers
- Reinsurance brokers
- Reinsurers
- Asia Pacific
- El Nino
- Gallagher
- GuyCarpenter
- HDI Global
- Howden
- Lockton
- Munich Re
- Swiss Re
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Strait of Hormuz, Red Sea, Black Sea attacks force war underwriters to get ‘hands-on’ as market fragments
- August 14
Underwriters are now pricing each voyage in real time - relying on intelligence, not just history, to navigate a fractured market shaped by proxy actors, terrorism, sanctions and cyber threats.
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Australia’s bird flu outbreak prompts livestock insurance warning for APAC farmers
- August 13
Brokers say cover is often sub-limited to provide a proportion of the full limit, which allows insurers to limit their exposure.
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‘Major risk modifier’ El Nino forces energy insurance rethink
- August 12
As events intensify across Asia Pacific, insurers are moving beyond conventional underwriting to address shifting risk profiles, from hydropower disruptions to supply chain vulnerabilities, industry sources told InsuranceAsia News.
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Asia shipbuilding boom exposes new fault lines for insurers
- August 11
A surge in newbuild orders is attracting fresh capacity and driving down rates, but concentrated Asian exposures, and increasingly complex risks tied to supply chains, alternative fuels and contractual delays are testing insurers’ appetite and accumulation controls.
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Beazley | Clean marine: How aqua-innovators can ride the energy wave
Insurance is critical to clean marine progress, but new fuels bring risks traditional policies do not fully cover, presenting market players an opportunity to build new models.
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PartnerRe | Dementia the protection gap insurers can no longer ignore
Unlike acute illnesses, dementia creates a long tail of financial need and its impact extends well beyond patients.
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Sedgwick | Investing in people is shaping the future of loss adjusting in Asia
Sedgwick Asia says it is ready to meet the evolving challenges of Asia’s dynamic insurance markets.
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PartnerRe | Understanding ageing in APAC: why perception, planning and protection don’t always align
Ageing is shaping finances, family dynamics and insurance needs of the caregiving ecosystem, but current product propositions and underwriting frameworks are not keeping pace with protection needs, finds PartnerRe survey.
