David Luo

Head of Insurance Solutions APAC, Alliance Bernstein

David Luo is Head of Insurance Solutions for Asia-Pacific at AB, where he partners with insurers to address balance-sheet challenges through asset allocation, portfolio construction and capital-efficient investment strategies. Luo works closely with clients to develop investment solutions that balance risk, capital and long-term return objectives in an increasingly complex market environment. He has worked in the investment industry since 2005. Trained as both an actuary and an investor, a distinctive combination, Luo specializes in the intersection of insurance balance sheets and capital markets. His expertise, developed across leading roles in the United States, Singapore and Hong Kong, spans asset allocation, asset liability management, multi-asset strategy, and bespoke portfolio solutions. Prior to joining AB in 2026, Luo served as group investment strategist at AIA Group. Responsible for tactical asset allocation across the general account, shareholder funds and investment-linked portfolios, he translated macro and market insights into portfolio positioning, worked closely with senior leadership to shape the AIA house view, and supported investment strategy across group and local business units as well as cross-asset research initiatives. Luo holds a BS in mathematics and statistics from the University of California, Irvine, and an MBA (with distinction) in finance and strategy from INSEAD. He is a CFA charter holder and holds Chartered Alternative Investment Analyst (CAIA) and Financial Risk Manager (FRM) certifications. Location: Hong Kong.